Does TheraMotive Accept Cigna Insurance?
Nobody wants to start physical therapy only to discover their insurance won't cover it. If you have Cigna, you're probably asking yourself: Will TheraMotive work with my plan?
The answer is yes. TheraMotive accepts Cigna insurance and is an in network provider for physical therapy, occupational therapy, and speech therapy services.
That means your sessions get billed directly to Cigna, your costs stay predictable, and you won't get blindsided by out of network charges down the road.
How Cigna Coverage Works at TheraMotive
Cigna offers several different plan types, from employer sponsored PPOs to HMO plans, Medicare Advantage, and marketplace options. Each plan has its own rules about copays, referrals, and visit limits.
When you choose an in network provider like TheraMotive, what this means for your organization:
Most Cigna plans offer predetermined copays, ensuring financial predictability for your employees and residents.
Every session with TheraMotive counts toward the patient’s annual out-of-pocket maximum, encouraging early and consistent intervention.
We manage the entire Cigna claims process. Our team handles the authorizations, coding, and medical necessity documentation, so your staff doesn't have to.
Some Cigna plans let you walk in and start therapy the same week without needing a doctor's note. Others, especially HMO plans, might require a referral from your primary care physician before your first session. And depending on your plan, you might be approved for a set number of visits per year, or coverage might continue as long as you're making progress.
How we bring Mobile Physical Therapy Clinics to You
Cigna has recently moved toward Site of Care policies, favoring free-standing or mobile clinics over more expensive hospital-based departments. TheraMotive is the perfect fit for this shift.
Our mobile clinics can treat up to 30 patients per day on-site at capacity. Your residents or employees can book appointments at their convenience.
Our mobile physical therapy clinics are climate-controlled RVs that bring the "brick-and-mortar" experience to your parking spaces.
Our mobile clinics feature wheelchair ramps for better accessibility and come with professional high-grade rehab equipment.
Because we are in-network with Cigna, your employees and residents are more likely to utilize their benefits early, preventing the high-cost claims associated with ignored injuries.
How to Double Check Your Cigna Benefits First
Even when you know TheraMotive takes Cigna, you should still verify your specific coverage before scheduling. Insurance plans vary widely, and you'll want to know exactly what you're paying upfront.
Here's what you can do:
Call TheraMotive and provide your Cigna member ID. We'll look up your plan details and tell you what your out of pocket cost will be.
Call the member services number on your insurance card. Ask about outpatient therapy coverage, copay amounts, and whether you need a referral.
Log into your Cigna account online through myCigna to review your therapy benefits.
A quick phone call now saves frustration later.
How to get Started ?
If you've been putting off physical therapy because you weren't sure about insurance, now you know. TheraMotive works with Cigna, and we're here to help you understand your coverage before you ever book that first appointment.
Whether you need therapy for a sports injury, post surgery recovery, chronic pain, or mobility issues, we can walk you through the insurance piece so you can focus on getting better.
Give us a call and let's figure this out together.